Life Insurance and Income Protection

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Protection

Protecting your family in the event of a crisis is important. Michael Graham Private Finance can help you to find the right life insurance, income protection, critical illness cover, mortgage payment protection and business insurance. There are numerous protection policies to choose from, and it can be a challenge to find the right one. Our experts can help you to identify the right cover for you.

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Life insurance

Peace of mind is priceless. Taking out a life insurance policy is a way of protecting your family after your death when the payment of a lump sum will ease any financial burden that they might otherwise face. Some policies also include critical illness cover which pays out on diagnoses of a qualifying critical illness during the term of the policy. Speak to one of our advisors to find out the level of cover right for you.

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Critical illness cover

A critical illness plan is designed to pay out a lump sum if diagnosed with a critical illness. This cover is often added on to a life assurance policy, but can also be a standalone plan. Talk to one of our qualified advisors to find out more.

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Income protection

Accident or illness. Cover will continue for the duration of our leave of absence or until the end date of the policy, which is typically state retirement age. Our advisors can help you to find the plan that best meets your requirements.

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Mortgage payment protection

A Mortgage Payment Protection plan ensures that you are able to continue to make your mortgage payments in the event of accident, sickness or unemployment. It is often referred to as Accident, Sickness and Unemployment cover or ASU. Contact Michael Graham Private Finance to find out if a Mortgage Payment Protection plan is the right option for you.

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Business protection

The death or critical illness of a key employee or co-owner can seriously impact a business financially. Business protection can help ensure the long-term financial survival of the business during difficult circumstances. Speak to the Michael Graham Private Finance team about whether this would be a suitable option for your business.

Michael Graham Private Finance is the trading name of Michael Graham Financial Services Ltd

Michael Graham Private Finance is directly authorised and regulated by the Financial Conduct Authority (www.fca.org.uk). Registered in England and Wales No: 4464166. Registered Office: Sovereign Court, 230 Upper Fith Street, Central Milton Keynes, MK9 2HR. Calls may be recorded for training and monitoring.

This firm does not charge a fee for mortgage advice. Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.